Property Finance
Specialist
Property
Finance.
Property finance is rarely just about finding a rate. The right route depends on the client, the property, the structure, the timescale, the exit strategy and how the case is presented to lenders.
Finanze Property helps clients structure property finance requirements clearly, prepare the right information and approach suitable lenders with confidence.
What we arrange
Property finance for different assets, timelines and objectives.
Bridging Finance
When timing matters, we help position short-term funding requirements clearly, from auction purchases and chain breaks to refinance and capital raising.
Refurbishment Finance
We help structure refurbishment funding around scope of works, valuation, drawdown needs, exit route and lender appetite.
Development Finance
We support development funding conversations by shaping the project narrative, costs, programme, security and planned exit.
Buy-to-Let Mortgages
We support landlords and investors with buy-to-let mortgage requirements, including limited company, portfolio, HMO and MUFB scenarios.
Semi-Commercial Mortgages
For mixed-use property where residential and commercial elements both matter, we help frame the asset, income, tenant profile and lender fit clearly.
Commercial Mortgages
We help business owners and investors approach suitable lenders for commercial property, trading premises and investment-led finance requirements.
Specialist structuring
Custom products pioneered by us.
Title Split Finance
Structured funding for clients looking to unlock value by splitting titles, separating units or creating a clearer route to sale or refinance.
Lease Extension Finance
Support for lease extension cases where value, premium, timing and refinance route need to be considered together from the outset.
BMV Finance
For below-market-value opportunities where speed, evidence, valuation rationale and lender presentation are critical to the case.
Commercial Investment Bridging
Short-term funding for commercial investment property where acquisition, refinance, tenant profile and exit need to be positioned clearly.
Structured thinking
A stronger property finance case starts before it reaches a lender.
The way a case is structured and presented can materially affect the lender conversation. We help clients identify the right route, understand what lenders are likely to focus on and prepare the information needed to move forward with clarity.
Whether the requirement is time-sensitive, complex, investment-led or development-focused, our role is to help make the case easier to understand, assess and progress.
Property type, condition, value and use.
Purchase, refinance, works or capital raise.
Sale, refinance, term debt or retained asset.
Information that supports lender assessment.
How we work
From first conversation to lender approach.
01
Understand
We clarify the property, borrower, objective, timescale and constraints.
02
Structure
We assess which finance route and lender profile may fit the requirement.
03
Prepare
We help organise the information needed to present the case clearly.
04
Introduce
We support the lender conversation and help keep the next steps clear.
What helps
The right information makes the market conversation stronger.
A clear brief helps lenders understand the transaction, the client and the route to repayment. It also helps identify potential issues earlier, before momentum is lost.
Not every case needs every document at the outset, but the right information gives the lender conversation a stronger starting point.
Property details
Address, property type, tenure, purchase price or valuation and intended use.
Borrower profile
Ownership structure, experience, income position and wider financial background.
Works or plan
Refurbishment schedule, development appraisal, planning status or project timeline.
Exit route
How the facility is expected to be repaid, refinanced, sold or retained.
Quick case builder
Tell us about the case.
To help us assess your case and get a quote quickly, please share the key details below.
Step 1 of 8
Contact details
Choose the closest match. “Not sure” is fine if you want the team to guide the route.
Choose the transaction route first so the next step only shows the fields relevant to the case.
How is the facility expected to be repaid?