Protection & Insurance

Specialist
Protection
Planning.

Insurance is not just an add-on to a finance conversation. The right cover protects assets, income, ownership structures, rental income, commercial premises and the people behind the business.

Finanze Property works with Insurance-Desk to help clients identify the protection and insurance routes that may fit their property, business or personal planning needs.

Protection and insurance planning

What we introduce

Protection and insurance routes for property, business and people.

Landlord Insurance

Cover for buy-to-let property, buildings, contents, liability and landlord-specific risks, arranged around the asset and tenancy profile.

Portfolio Insurance

Support for landlords and investors looking to simplify multiple properties, renewal dates and policy administration under a more coherent structure.

Rent Guarantee

Protection designed to support rental income where tenant default could affect mortgage payments, cashflow or wider investment yield.

Legal Expenses

Cover that can help with property disputes, eviction-related costs and specialist legal support when issues arise.

Commercial & Property Owners

Insurance routes for commercial units, blocks of flats, mixed-use assets and more complex property-owner risks.

Directors & Officers

Protection for company directors, SPVs and limited company structures where personal exposure and management decisions need consideration.

Wider protection

Cover should match the responsibility being protected.

Business Protection

Protection for ownership, key people, shareholder interests and business continuity if a major person risk occurs.

Key Person Cover

Cover designed around individuals whose absence could materially affect revenue, operations, debt servicing or client relationships.

Life & Critical Illness

Personal protection that can support family, mortgage, ownership and income planning if serious illness or death occurs.

Non-Standard Household

Support where residential property, occupancy, construction, value or circumstances mean standard cover may not be enough.

Partner-led advice

Specialist insurance support through a dedicated partner.

Protection and insurance advice is delivered through Insurance-Desk, Finanze Property’s preferred insurance partner. Once your initial details are captured, Insurance-Desk can clarify the finer requirements, explain suitable routes and guide you through their quotation process.

The aim is to make the introduction clear and reassuring. Finanze Property captures the key information at the outset so the Insurance-Desk team can pick up the enquiry with useful context and look after the next steps professionally.

Assets
Property, portfolio, company or personal risk.
Cover
The policy areas the client wants to explore.
Structure
Individual, company, SPV or wider group.
Timing
Renewal, acquisition, urgent quote or review.

How we work

From initial enquiry to partner introduction.

01

Capture

We capture the initial details needed to introduce the enquiry clearly.

02

Introduce

We pass the enquiry to our trusted partner Insurance-Desk who will follow up with you directly.

03

Clarify

Insurance-Desk then confirms the finer requirements, cover needs and any supporting details.

04

Support

Their team guides you through their quotation process and keeps the next steps clear.

What helps

The right details make the insurance conversation clearer.

A clear protection enquiry helps the insurance partner understand the cover needed, the risk, the ownership structure and any urgent timing pressure.

Not every enquiry needs full documentation upfront, but the right summary gives the quotation conversation a stronger starting point.

Start Quick Fact Find Discuss A Requirement

Cover required

The insurance or protection areas the client wants to review, with multi-select available.

Risk details

Property, portfolio, company, occupancy, current cover and any known complications.

Ownership

Individual, limited company, SPV, portfolio, director or business structure.

Timing

Renewal date, purchase completion, urgent cover need or general review timescale.

Quick case builder

Tell us about the protection need.

To help us introduce the enquiry clearly, please share the key details below.

Step 1 of 8

Contact details

Finanze Property exclusively refers all Protection enquiries to Insurance-Desk. Insurance-Desk is a trading name of John Robert Cox, authorised and regulated by the Financial Conduct Authority (FCA No. 305402). Protection products are subject to eligibility and underwriting. They will always explain key exclusions and limitations before you proceed.

Finanze Property is a trading style of Finanze Ltd, which is authorised and Regulated by the Financial Conduct Authority and is entered on the Financial Services Register (https://register.fca.org.uk/s/) under reference 990498.

The information contained within this website is subject to the UK regulatory regime and is therefore targeted at corporate consumers based in the UK.

Not all services we offer are covered by the FCA. The FCA does not regulate some forms of Business Buy to Let Mortgages and Commercial Mortgages to Limited Companies.

Your property may be repossessed if you do not keep up repayments on your mortgage.

There will be a fee for loan research and processing, the precise amount will depend upon your circumstances. Your Consultant will confirm the amount before you choose to proceed but we estimate it to be a minimum of 1% of the gross loan value for standard transactions and 1.5% for specialist transactions.

Commission disclosure: We are a credit broker and not a lender. We have access to an unrestricted number of lenders. Once we have assessed your needs, we will recommend a lender(s) that provides suitable products to meet your personal circumstances and requirements, though you are not obliged to take our recommendation. Whichever lender we introduce you to, we will typically be paid commission from them after completion of the transaction. The amount of commission we receive will normally be a fixed percentage of the amount you borrow from the lender. Commission paid to us may vary in amount depending on the lender and product. The lenders we work with pay commission at different rates. However, the amount of commission that we receive from a lender does not have an effect on the amount that you pay to that lender under your credit agreement. Further details of the commission model, calculation and amount will be disclosed to you throughout your customer journey.

It is our intention to provide you with a high level of customer service at all times. If there is an occasion when we do not meet these standards and you wish to register a complaint, please write to: Compliance Department, Finanze Ltd, 124 City Road, London, EC1V 2NX or call: 0208 058 5389. If you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service http://www.financial-ombudsman.org.uk